The key thing to remember about auto insurance coverage is that it is designed to compensate for the cost of injuries and vehicle damage that results in an accident. If the car insurance policy can do that without placing an undue financial burden on the policyholder, then it’s a good buy. If that is not the case, then other plans should be reviewed.
The most important factor of choosing a car insurance plan is determining whether or not it offers a significant financial benefit when it’s needed most. Those plans that do are worth having, while those that don’t should be passed over for a more robust option.